• THIS CHRISTMAS, WE'RE GIVING YOU A ONCE IN A LIFETIME OFFER, OURLOWEST INTEREST RATE EVER

    VALID UNTIL DECEMBER 31, 2025!

  • Welcome to J22L

    J22L LENDING CORPORATION is a dynamic financing company offering consumer and commercial services. Established on September 01, 2017 within the premise of professional and trustworthy business relationship in Mindanao, J22L LENDING CORPORATION provides pre-need and commercial services alike with its branches throughout the region.

    In decades of influencing others in helping communities become free from financial stress among working and dreaming-to-be giants, benefits the economic advancement in every corner of the globe.
    In making every connection in reaching our far corners’ capital, developmental, expansion and other needs to supply funding.

  • Our Mission

    Our Vision

    To provide superior and hassle-free financial products and services to satisfy one’s aim to be financially independent.

    To be the trusted and most trusted one-stop financing institution in developing a financially independent Mindanao.

    Our Quality Policy

    We are committed to consistently satisfy our customers by providing superior financing products and services, maintaining an effective Quality Management System, and conforming to regulatory and statutory requirements.

  • Choose from a variety of repayment options that fit your budget and lifestyle. Flexible Terms Our Services Please create a website for online loans with options, and make it look premium.

    CHRISTMAS PROMO ALERT!

    This holiday season, we’re giving you our lowest interest rate ever — only 0.2% to 0.05%!

    New customers also get a chance to win exciting prizes!

    Don’t miss this special Christmas offer—apply now!

    Choose from a variety of repayment options that fit your budget and lifestyle. Flexible Terms Our Services Please create a website for online loans with options, and make it look premium.

    DECEMBER EXCLUSIVE PROMO!

    For this month only, customers who apply for a loan in December can enjoy our LOWEST INTEREST RATE EVER — only 0.02% to 0.05%!

    Don’t miss this limited-time holiday offer. Apply now and enjoy big savings this Christmas season!

    Experience fast and efficient loan approval processes that save you time and stress. Quick Approval Our Services Please create a website for online loans with options, and make it look premium.

    Make your Christmas merrier with our fast and easy Christmas Loan

    Apply for our Christmas Loan and get the extra funds you need to enjoy a brighter and more meaningful holiday season. Celebrate the holidays without worry—our Christmas Loan offers fast approval and flexible terms to help you prepare for the perfect Christmas.

    Choose from a variety of repayment options that fit your budget and lifestyle. Flexible Terms Our Services Please create a website for online loans with options, and make it look premium.

    TRAVEL EXPENSE

    Ready to explore new places?

    Our Travel Expense Loan makes it easier to fund your dream getaway, family visit, or urgent trip—with quick approval and budget-friendly payment plans

    Travel confidently this Christmas and New Year with our hassle-free holiday travel loan—cover your expenses, enjoy your trip, and keep your savings strong by choosing a reliable financing option with us.

  • What We Offer

    Experience fast and efficient loan approval processes that save you time and stress. Quick Approval Our Services Please create a website for online loans with options, and make it look premium.

    Personal Loans

    Our personal loans are designed to help you cover unexpected expenses, consolidate debt, or fund major purchases. With flexible terms and competitive rates, you can borrow with confidence.

    Choose from a variety of repayment options that fit your budget and lifestyle. Flexible Terms Our Services Please create a website for online loans with options, and make it look premium.

    Home Equity Loans

    Unlock the value of your home with our home equity loans. Use the funds for home improvements, education, or emergencies, all while enjoying tax advantages and lower interest rates.

    Your information is safe with us, as we prioritize security in all our transactions. Secure Transactions Our Services Please create a website for online loans with options, and make it look premium.

    Business Loans

    Fuel your business growth with our tailored business loans. Whether you need capital for expansion, equipment purchases, or operational costs, we have the right solution for you.

  • Meet Our Outstanding Employees

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    Althea Gatchalian

    Our Best Receptionist Friendly, polite, and always ready to help, our receptionist provides exceptional service to every customer who walks through our doors. With clear communication and a warm approach, she ensures clients receive the information they need and assists them throughout the registration process. Her dedication to customer care makes every visit smooth, comfortable, and welcoming

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    Clarisse Medina Garcia

    With years of expertise and a commitment to exceptional service, our loan assistant has helped numerous customers achieve fast and successful loan approvals. Trusted by many, we provide guidance, support, and a hassle-free experience to make your financial journey easier and more secure.

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    Jessamine Marie Nabor

    Our receptionist delivers exceptional service with warmth, professionalism, and clear communication, ensuring every customer receives the guidance they need from the moment they walk in

  • Helping Small Businesses

    We are committed to provide customer-friendly products and services. No surprises. No tricks. Simply our experience. The outcome of long financing solutions, a competitive rate and flexible payment terms for a variety of customers.

    — Sarah Thompson “Loan Online made the entire loan process straightforward and hassle-free. I received my funds in no time!” Our clients have successfully secured over $10 million in loans through our platform Please create a website for online loans with options, and make it look premium.

    10+ Years of Trusted Financing

    — Mark Ramirez  “The personalized service I received was exceptional. They guided me through every step with expertise.”  Our clients have successfully secured over $10 million in loans through our platform Please create a website for online loans with options, and make it look premium.

    Thousands of Clients Served Across Mindanao

     — Emily Chen “I appreciate the transparency and professionalism of Loan Online. They truly care about their clients' needs.”  Our clients have successfully secured over $10 million in loans through our platform Please create a website for online loans with options, and make it look premium.

    Fast Approval